Very good way of putting it - I will not lie, I have a lot to ponder upon this...but like you, there are some conclusions you arrived at that are similar to my own.

I applaud you for tackling a very complex topic and covering all bases - not easy to do at all.

My mind is not 100% clear - as I've been a bit stressed these last two days, so not giving you the best answer after reading your second half today - but I nonetheless wanted to engage and thank you for pushing us to wrestle with these ideas.

Keep well!